Eric Aboaf, Vice Chairman and CFO, State Street

Hugo Assagra, Group Head of Credit Risk Strategy, OSB Group

Timothy P. Noonan, Partner and Emma M. Savino, State and Local Tax Associate at Hodgson Russ LLP

Margaret Chamberlain, Vice President of Risk Management, OneAZ Credit Union

Dondi Black, EVP and Chief Product Officer at TSYS

Mike Strakhov, Senior Vice President - Head of Insurance Lending, Live Oak Bank

Chad A. Schmookler, Senior Director, International Operations, InComm

Jolene Hale, Vice President / Commercial Loan Officer, First International Bank & Trust

Matthew Waugh, Executive Director of Finance & Operations, Furnitureland South, Inc.

Tomasz Serwan, Investment Director, Alior Bank SA